financial planning $$$

some of my collegues and i recently attended a grooming & business etiquette class... one part of the training was on financial planning

do you agree with this???

from you salary,

55% goes to necessities (loans, , bills, petrol, meals etc..)
10% --> playing (entertainment e.g. karaoke, cinema etc..)
10% --> learning (attend baking, sewing, make-up class etc...)
10% --> financial freedom accounts (for retirement purposes)
10% --> long term investments
5% --> charity(for parents, to donate)

sick cats

blame it on the weather.... that is the best excuse

yup.. it is the flu season

the weak ones namely me and daniel boy has been sick for days

for daniel case, last sunday note was the first time he got fever... it was already 10pm but hubby & i decided it is best to see paed... however, no paed/ doc is available at the medical centre for night treatment unless for emergency case, only a medical officer attended to us...

first, the nurse took daniel's temperature... 39 celcius... poor baby
the medical officer said not to worry... daniel was given a pill to reduce fever and fever medicine to bring home....

luckily after one nite, his fever reduced bit by bit.... and by monday evening, he was already jumping as normal... however, during daytime, he was super clining to his Mah Mah....

and two days ago, daniel started to cough and got phlegm plus running nose.... took him to see paed... given 3 types of medicine which he HATES... each time feed him with the medicine, he will scream, cry and kick his legs and tried to push away our hands with all his might.... no choice.... we still have to force it down his throat.. if the phlegm get worse, will have to send him to see paed again...

as for me, sore throat and cough and a bit of running nose..... was on MC yesterday.... and today still coughing... tried to wear the face mask to reduce the germs that i am spreading around... but it make me breathless... onli wear it once a while....

so, i just tried to limit close contacts with daniel boy....

hopefully me and daniel will get well soon...