Saturday, January 17, 2009

financial planning $$$

some of my collegues and i recently attended a grooming & business etiquette class... one part of the training was on financial planning

do you agree with this???

from you salary,

55% goes to necessities (loans, , bills, petrol, meals etc..)
10% --> playing (entertainment e.g. karaoke, cinema etc..)
10% --> learning (attend baking, sewing, make-up class etc...)
10% --> financial freedom accounts (for retirement purposes)
10% --> long term investments
5% --> charity(for parents, to donate)

2 comments:

Shanny Khoo said...

Well partly.... Learning is important but learning about make-up? Unless if you wanna be in the make-up industry or if you see yourself as "under-groomed".... :p

Long term investments: owning a home? good idea if its in this case. For retirement; YES! its VERY IMPORTANT, coz as money depreciate every year. so when one gets old, so does all the sickness comes.. :(

~ mrs lam ~ said...

the trainer suggest learning of make up since she sees most of us are "under groomed" :)

sometimes so scary to think to the future without much $$$